Chase Bank Illinois Routing Number: Find It Fast
IL Routing Number for Chase Bank
The Chase Bank Illinois routing number is 071000013 for most Illinois-based checking and savings transactions, including ACH transfers and direct deposit setups. Chase also publishes routing-number lookup guidance on its official site, and state-specific routing numbers are the standard way U.S. banks route payments accurately.
What It Means
A routing number is a nine-digit code that identifies the bank handling a payment, and in Illinois, Chase uses 071000013 as the main routing number listed by multiple banking references. This number is the one most people need when setting up payroll, tax refunds, bill pay, or electronic transfers tied to an Illinois Chase account.
Illinois Routing Details
Chase assigns different routing numbers by state, which is why the number you use in Illinois is not the same as the one used in Florida, California, or Texas. Illinois appears consistently in published Chase routing tables as 071000013, making it the key lookup value for customers whose account was opened or maintained in Illinois.
| State | Chase routing number | Typical use |
|---|---|---|
| Illinois | 071000013 | ACH, direct deposit, electronic payments |
| New York - Downstate | 021000021 | ACH, direct deposit, electronic payments |
| California | 322271627 | ACH, direct deposit, electronic payments |
| Texas | 111000614 | ACH, direct deposit, electronic payments |
When To Use It
You should use the Illinois routing number when a form asks for a Chase routing number and your account is tied to Illinois. That includes employer payroll forms, government benefit deposits, recurring bill payments, and many peer-to-peer bank transfer setups. Chase's own routing-number page directs customers to use account- and state-specific routing details for accurate transfers.
- Direct deposit for wages or benefits.
- ACH payments between U.S. banks.
- Automatic bill payments and withdrawals.
- Paper checks and some online bank forms.
How To Verify
Verification matters because routing numbers are state-specific, and using the wrong one can delay a transfer or cause a payment to be rejected. Chase recommends checking your account details through its app, online banking, or the numbers printed on your checks if you need to confirm the correct routing number for your account.
- Open Chase online banking or the mobile app.
- Check the account details section for routing information.
- Compare the number with the one printed on your checks.
- Confirm the number matches Illinois: 071000013.
Wire Transfer Notes
For wire transfers, routing information can differ from the standard ACH routing number, so customers should not assume the same number works for every transaction type. Published Chase references show separate guidance for wire activity, while Illinois consumer routing lookups consistently point to 071000013 for everyday deposit and payment use.
"The routing number is the address that tells the payment system where to send money." This is a practical way to think about bank routing, especially when a payment must reach the correct Chase branch network in Illinois.
Common Mistakes
One common mistake is copying a routing number from another state because Chase uses a different number for many states, and Illinois is not interchangeable with neighboring regions. Another mistake is confusing a routing number with an account number, since the routing number identifies the bank and the account number identifies the customer account.
- Using a non-Illinois Chase routing number.
- Entering the account number in the routing-number field.
- Using the wrong number for wire transfers.
- Typing one digit incorrectly on a form.
Why Accuracy Matters
In payment processing, small data errors can create outsized problems, because a single wrong digit can send money to the wrong destination or force a payment to bounce. Banking guides emphasize that routing numbers are used to speed direct deposits and ACH transfers, which is why accuracy is especially important for payroll and recurring payments.
Quick Reference
For most Chase customers in Illinois, the practical answer is simple: use 071000013 unless your payment instructions specifically say to use a different number for a special transaction type such as a wire transfer. Chase's public routing-number guidance and multiple independent banking references align on this Illinois number.
Practical Example
If an Illinois employer asks for banking details to set up payroll deposit, the employee would typically enter Chase routing number 071000013 plus the matching account number. That setup helps the payroll system direct funds to the correct Chase account without manual intervention.
Everything you need to know about Chase Bank Illinois Routing Number Find It Fast
What is the Chase routing number for Illinois?
The Chase routing number for Illinois is 071000013 for most ACH and direct deposit uses.
Is the routing number the same for all Chase accounts in Illinois?
For standard Illinois consumer banking use, the published routing number is generally 071000013, but customers should verify their specific transaction type in case a wire or specialized transfer requires different instructions.
Where can I find my Chase routing number?
You can find it in Chase online banking, in the mobile app, or on your checks, and Chase's official routing-number page provides those lookup options.
What happens if I use the wrong routing number?
Using the wrong routing number can delay or reject a transfer, because the payment system may not be able to route the transaction to the correct bank location.
Do wire transfers use the same number?
Not always, because wire transfers may follow different routing instructions than ACH payments and direct deposits.