Chase Routing Numbers Near Chicago: Where To Look
Find Your Chase Routing Number in Chicago
If your Chase account was opened in Illinois, the routing number you usually need is 071000013 for Chicago and the rest of the state, including most everyday checking and savings transfers. That number is the standard Illinois routing number Chase uses for ACH transfers, direct deposit, and many bill payments, while wire transfers may use a different number depending on the transaction type.
What the number means
A routing number identifies the bank behind a payment and tells the payment system where to send the money. For Chase customers in Chicago, the key point is that Illinois is listed with one primary Chase routing number, and multiple independent banking guides currently show 071000013 for Illinois accounts.
In practical terms, this matters most when you set up payroll direct deposit, connect a bank account to a payment app, or send domestic ACH transfers. The safest habit is to match the number to the state where your account was opened, then confirm it inside your Chase app or on a check if anything looks unusual.
Chicago routing data
The table below summarizes the routing number most commonly associated with Chase accounts opened in Illinois, which includes Chicago-area customers. This is the number most sources currently list for the state, so it is the best starting point for anyone searching "routing number Chase near Chicago IL".
| Location | Chase routing number | Typical use | Notes |
|---|---|---|---|
| Chicago, IL | 071000013 | ACH, direct deposit, bill pay | Common Illinois routing number listed by multiple banking references. |
| Illinois accounts | 071000013 | Everyday electronic transfers | Used statewide for many personal Chase accounts. |
| Domestic wire transfers | Varies by transfer type | Wire routing | Always verify inside Chase before sending a wire. |
How to verify it
Use the following steps if you want to confirm the correct number before moving money. This is especially useful if you recently opened your account, moved from another state, or are using a payment platform that asks for bank details.
- Open the Chase Mobile app or log in to Chase Online.
- Select the account you want to use for deposits or transfers.
- Look for the account details or routing information section.
- Match the displayed routing number to your state and transaction type.
- If you still have doubts, check the bottom left of a Chase check or contact Chase support directly.
Common mistakes
Many users enter the wrong number because they confuse the routing number for ACH payments with the number used for wires. Others use a routing number from another state after moving to Chicago, even though the account was originally opened elsewhere.
- Mixing account types. Personal and business accounts may not always use the same transfer instructions.
- Using another state's number. Chase routing numbers vary by state, so Illinois customers should not assume California or New York numbers apply.
- Skipping verification. If the payment is large or time-sensitive, confirm the number in the app before submitting it.
When Chicago users need it
Chicago customers typically need the Chase routing number for direct deposit from employers, tax refunds, government benefits, and recurring transfers between banks. In the Chicago market, the Illinois routing number is also the one most often used when linking outside services such as payroll systems and payment apps.
Financial content sites updated in 2025 and 2026 continue to list Illinois at 071000013, which suggests that the number remains stable for routine consumer banking use. That consistency is helpful because routing numbers are one of the most common causes of transfer delays when a form is filled out incorrectly.
Historical context
Chase is the consumer banking brand of JPMorgan Chase, and its routing system reflects the bank's long-running practice of assigning numbers by state or region rather than by neighborhood. That is why Chicago does not have a separate city-specific number in the sources reviewed; instead, Illinois customers generally share one statewide routing number for many transaction types.
As a practical matter, that design reduces confusion for most customers and makes routine banking easier across a large metropolitan area like Chicago. It also means the most reliable answer for a local search is usually the state-level number, not a branch-specific code.
Expert notes
Independent banking guides published in 2025 and early 2026 consistently agree on the Illinois routing number and show no evidence that Chicago needs a separate consumer routing number for standard ACH use. The repeated match across multiple sources makes 071000013 the strongest verified answer for Chicago-area Chase customers.
"Always confirm the routing number through your own Chase account details before initiating a transfer."
Fast reference
If you only need the answer, use the Illinois Chase routing number below for most Chicago banking tasks. This is the number most relevant to the search intent behind "routing number chase near chicago il".
- Chase routing number for Chicago, IL: 071000013.
- Best for: ACH transfers, direct deposit, and bill payments.
- Verify in the Chase app if you are sending a wire or if your account was opened in another state.
Everything you need to know about Chase Routing Numbers Near Chicago Where To Look
What is the Chase routing number for Chicago?
The Chase routing number most commonly used for Chicago, Illinois accounts is 071000013, which appears across multiple current banking references for Illinois.
Is there a separate routing number for Chicago?
For standard consumer banking, the sources reviewed do not show a Chicago-only Chase routing number; they show the Illinois routing number instead.
Does the routing number change for wire transfers?
Yes, wire transfers can use different instructions than ACH transfers, so you should confirm wire details inside Chase before sending money.
How can I confirm my number quickly?
The fastest way is to open the Chase app, choose your account, and view the routing information, then compare it with the Illinois number listed in current references.