Peugeot 107 Depreciation: The Numbers Tell A Story
- 01. Peugeot 107 Depreciation Rate: How Much Value Does It Really Lose?
- 02. How Much Does a Peugeot 107 Depreciate in the First 3 Years?
- 03. Five- to Ten-Year Depreciation Profile
- 04. Factors That Accelerate or Slow Depreciation
- 05. Peugeot 107 Depreciation Compared with Similar Cars
- 06. Monthly Depreciation as a Cost of Ownership
- 07. Is the Peugeot 107 a Good Depreciation Risk for Buyers?
- 08. How can I minimize Peugeot 107 depreciation if I plan to resell?
Peugeot 107 Depreciation Rate: How Much Value Does It Really Lose?
The Peugeot 107 depreciation rate is relatively steep in the first few years but flattens out into a slower, long-term decline, typical of a lightweight, budget city car. Real-world data from UK and European used-car markets suggests a new Peugeot 107 typically loses around 40-50% of its original purchase price within three years, then continues to depreciate at roughly 6-10% per year thereafter, depending on mileage, condition, and spec.
How Much Does a Peugeot 107 Depreciate in the First 3 Years?
For a new Peugeot 107 bought at a list price of about £8,500-£9,000 in the mid-2000s, residual-value studies show it tends to be worth roughly 60-65% of that original price after three years, which translates into a 35-40% loss in book value. This is actually better than the average for many small cars of that era, largely because the 107 enjoys strong fuel efficiency and low running costs, which support secondary-market demand.
In practice, a three-year-old diesel or petrol Peugeot 107 in average condition often trades between £4,500 and £5,200 in current UK guides, while nearly new examples can still fetch £6,000-£6,800 depending on spec and mileage. Compared with higher-priced superminis that lose 50-60% over the same period, the 107's trajectory is healthier, even if it starts from a lower base price.
Five- to Ten-Year Depreciation Profile
By year five, many used-car datasets show the Peugeot 107 has slipped to roughly 40-50% of its original list price, assuming relatively low mileage and no major accident history. Beyond that, the curve becomes shallow: eight- to ten-year-old 107s in fair condition often sell in the £2,200-£3,500 bracket, with premium-spec or low-mileage cars at the upper end of that range.
Market-price histories from 2024-2025 indicate a steady, gradual decline rather than sudden crashes, with average asking prices hovering around £2,500-£2,700 for mid-life examples. This suggests that once the 107 passes its steepest initial depreciation phase, the remaining value loss is more predictable and slower than many comparable city cars.
Factors That Accelerate or Slow Depreciation
Several concrete factors push the Peugeot 107 depreciation rate higher or lower than the "average" curve:
- High mileage - Models above 100,000 km often drop 15-20% below standard price guides for their age, even if mechanically sound.
- Poor service history - A missing or incomplete service record can cut at-market value by roughly 10-15%, especially for older 107s entering double-digit age.
- Accident history - Cars with accident claims or structural repairs can lose 20% or more of their expected value compared with similar, clean-history examples.
- Trim and engine choice - Diesel 107s and higher-spec trims (such as Allure or Plus) tend to hold value slightly better than basic petrol Edition or Access models.
- Location and demand - Urban markets with strong demand for compact city cars in countries like the Netherlands and the UK see slower depreciation than rural areas with limited local interest.
Conversely, cars with full service histories, low mileage, and desirable features (air-conditioning, alloy wheels, updated infotainment) can sit 10-15% above the mean price for their age band, effectively reducing their effective annual depreciation.
Peugeot 107 Depreciation Compared with Similar Cars
Compared to other small cars built in the same era, the Peugeot 107 generally depreciates at a rate that is slightly better than average for its class, thanks to strong fuel economy and low running costs. A 2010 study of UK residual values ranked the 107 as one of the small cars that "held value" most effectively, with three-year residuals around 61% of original price, compared with nearer 50-55% for several rival superminis.
For illustration, here is a simplified, data-inspired table comparing typical three-year depreciation for a 1.0-1.4 litre supermini in the mid-2000s era:
| Model | Typical 3-Year Residual (%) | Approx. 3-Year Depreciation |
|---|---|---|
| Peugeot 107 | 60-65% | 35-40% |
| Fiat Panda Mk2 | 58-62% | 38-42% |
| Renault Clio Mk3 | 55-60% | 40-45% |
| Holden Barina / Opel Corsa | 52-58% | 42-48% |
| Mini Cooper (R56) | 65-70% | 30-35% |
This relative advantage does not mean the Peugeot 107 is immune to value erosion; it simply means its rate of depreciation is somewhat gentler than the class average, especially over the first three years.
Monthly Depreciation as a Cost of Ownership
Looking at the 107 from a pure ownership-cost perspective, several UK price-tracking platforms estimate an average monthly depreciation of about £30-£40 for a typical used example, excluding fuel, tax, and insurance. Over a three-year period, that can translate into roughly £1,100-£1,400 in pure paper value loss for a car initially bought at £4,000-£5,000, depending on market conditions.
Monthly depreciation tends to be highest in the first year or two after purchase, then drops off as the car reaches "established used" status. For instance, UK trend data for 2024-2025 shows that 107s lost roughly £400 or so in the prior 12 months, implying a monthly erosion of about £35, with the next six months projected closer to £30-£35 per month.
Is the Peugeot 107 a Good Depreciation Risk for Buyers?
For cost-conscious buyers, the Peugeot 107 looks relatively attractive from a depreciation standpoint because it starts at a low price, so the absolute pounds lost are smaller than on more expensive superminis. A buyer might expect to lose around £3,000-£3,500 in the first three years on a £8,500 car, which sounds steep in percentage terms but is less painful than losing £5,000-£6,000 on a higher-priced alternative.
For long-term keepers, the 107's flatter depreciation curve after year five can be a strength: once the bulk of the value loss is behind it, the car can remain cheap to run while still commanding a modest resale price for another five to ten years. Buyers who plan to keep the car for ten years or more often report that the total cost per mile is highly competitive, again helped by the model's low running costs and moderate depreciation.
How can I minimize Peugeot 107 depreciation if I plan to resell?
- Keep mileage low and service intervals regular, maintaining a full, documented service history that can be shown to prospective buyers.
- Choose popular trims (such as Allure or Plus) and desirable features like alloy wheels or updated infotainment, which tend to support higher resale prices.
- Avoid accident repairs that trigger insurance write-offs; even repaired cars can lose 20% or more of their expected value.
- Sell within the first five to seven years, when the curve is still relatively shallow and the 107's low running costs are still attractive to city-driving buyers.
- Time the sale to strong local demand for city cars, such as in urban European markets where compact vehicles are in higher demand.
By focusing on these levers, owners can meaningfully slow the effective Peugeot 107 depreciation rate and recover more of their original outlay when selling.
Helpful tips and tricks for Peugeot 107 Depreciation Rate
What is the typical Peugeot 107 depreciation after 5 years?
A Peugeot 107 typically depreciates to around 40-50% of its original list price after five years, assuming average mileage and condition. For a car that started at roughly £8,500, this equates to a resale value of about £3,400-£4,200 at the five-year mark, depending on spec and market demand.
Are diesel Peugeot 107s slower to depreciate than petrol models?
Early data suggests diesel-engine Peugeot 107s depreciate slightly slower than their petrol counterparts, mainly because of fuel-economy appeal and lower CO₂ emissions. However, the gap has narrowed over time, so the difference in five-year residual value is usually only about 5-10%, with well-maintained petrol cars still holding up reasonably well.
How do mileage and condition affect the depreciation rate?
High-mileage or poorly maintained Peugeot 107s can lose up to 15-25% more value than standard price-guide expectations for their age, particularly beyond 80,000-100,000 km. Clean-history, low-mileage examples often sit 10-15% above the mean, effectively reducing their effective annual depreciation and making them more attractive for buyers seeking retainable value.
Is the Peugeot 107's depreciation rate likely to get worse after 2026?
Given current trends, the Peugeot 107 is expected to continue a gentle, gradual depreciation with only small annual percentage drops, not a sudden crash. Stricter emissions rules and the growing shift toward electrification may slightly reduce long-term demand, but the 107's strong reputation for reliability and low operating costs should keep its depreciation curve relatively stable through the mid-2020s.